Website Terms of Use

1. ABOUT BENTIX

Bentix Global Solutions Inc. is a technology company that develops and provides digital platforms, financial technology solutions, software systems, system integrations, and related technology services.

Bentix may develop, operate, support, or provide technology for products and services made available under separate brands, including PAYDA .

Certain products or services accessible through this website may be subject to separate terms, privacy notices, agreements, or regulatory requirements.

2. PURPOSE OF THIS WEBSITE

The Bentix website is intended to provide information regarding:

• Bentix and its business;
• products and technology solutions;
• digital payment and financial technology solutions;
• system integration and software-development services;
• PAYDA and other Bentix products;
• business partnerships;
• employment opportunities;
• company news and announcements;
• customer and business inquiries; and
• other services offered by Bentix.

Information on this website is provided for general informational and business purposes.

3. PAYDA AND OTHER BENTIX PRODUCTS

PAYDA is a separate product or service operated, developed, or supported by Bentix.

Use of PAYDA is governed by separate documents, which may include:

• PAYDA Terms and Conditions;
• PAYDA Privacy Policy;
• applicable account or financial-product terms;
• applicable fee schedules;
• transaction limits;
• KYC and AML/CFT requirements; and
• terms imposed by applicable regulated financial institutions or service providers.

These Bentix Website Terms do not replace or modify the PAYDA Terms and Conditions. Where there is any conflict concerning the use of PAYDA, the applicable PAYDA or product-specific terms shall govern.

4. NO BANKING OR FINANCIAL PRODUCT OFFER BY THIS WEBSITE

Unless expressly stated otherwise, the Bentix corporate website itself does not constitute:

• a bank;
• an electronic-money account;
• a deposit account;
• a payment account;
• a remittance account;
• an investment account; or
• an offer of a regulated financial product.

Certain financial services displayed or accessible through Bentix-developed products may be provided by banks, electronic-money issuers, payment service providers, or other regulated financial institutions. The identity of the applicable financial-service provider shall be disclosed through the relevant product or service documentation where required.

5. WEBSITE USE

You may use this website only for lawful purposes. You agree not to:

1. use the website for unlawful, fraudulent, or abusive activities;
2. attempt unauthorized access to the website, servers, systems, or databases;
3. interfere with or disrupt the operation or security of the website;
4. introduce malware, viruses, malicious code, or harmful software;
5. attempt to bypass security controls;
6. scrape, harvest, or collect information through unauthorized automated means;
7. impersonate Bentix, its employees, partners, or another person;
8. misuse Bentix trademarks, branding, or intellectual property;
9. submit false, misleading, defamatory, unlawful, or harmful content; or
10. use the website in a manner that violates applicable Philippine law.

Bentix may restrict access to the website where reasonably necessary for security, legal, operational, or technical reasons.

6. WEBSITE CONTENT

Bentix makes reasonable efforts to keep information on this website accurate and current. However, information may change without notice.

Bentix does not guarantee that all website information will always be complete, accurate, current, error-free, or available without interruption.

Descriptions of products, services, functions, or future capabilities are provided for informational purposes and may be modified before commercial release.

7. INTELLECTUAL PROPERTY

Unless otherwise stated, all content made available through this website is owned by, licensed to, or lawfully used by Bentix. This may include Bentix names and trademarks, Bentix logos, PAYDA-related branding owned or controlled by Bentix, website designs, graphics, icons, text, photographs, videos, software, source code, databases, documentation, user-interface designs, and other intellectual property.

You may view website content for personal, informational, or legitimate business purposes. You may not reproduce, modify, distribute, sell, license, republish, commercially exploit, or create derivative works from Bentix intellectual property without prior written authorization, except where permitted by law.

8. BENTIX AND PAYDA TRADEMARKS

The names, logos, designs, symbols, and trademarks associated with Bentix , Bentix Global Solutions , PAYDA , and related products may be protected by applicable intellectual-property laws.

Nothing on this website grants any license or right to use such marks without prior written permission from the applicable rights holder.

9. THIRD-PARTY SERVICES AND LINKS

The website may contain links to third-party websites, platforms, financial institutions, technology providers, partners, or external services. These third parties operate independently and may have their own Terms of Use, Privacy Policies, security practices, service conditions, and regulatory obligations.

Bentix is not responsible for the content, security, availability, or privacy practices of independent third-party websites or services. Users should review the applicable third-party terms before using those services.

10. BUSINESS INQUIRIES

You may provide information to Bentix through website inquiry forms, email, telephone, or other available communication channels. You agree to provide accurate and lawful information.

Submission of a business inquiry does not automatically create a contract, partnership, agency relationship, employment relationship, customer relationship, or obligation for Bentix to provide services. Any commercial engagement shall be subject to a separate written agreement where applicable.

11. CAREERS AND JOB APPLICATIONS

Bentix may publish employment opportunities through this website. Submitting an application does not guarantee employment, an interview, or an offer.

Bentix may process information submitted through recruitment forms for evaluating applications, communicating with applicants, conducting interviews, verifying qualifications, recruitment administration, and other legitimate recruitment purposes.

Processing of applicant information shall be subject to the Bentix Privacy Policy and applicable Philippine privacy law.

12. PRIVACY

Bentix processes personal information in accordance with its applicable Privacy Policy and Philippine data-protection requirements.

The Privacy Policy explains what information Bentix collects, how information is used, who information may be shared with, how long information may be retained, security measures, data-subject rights, and how to contact Bentix regarding privacy concerns.

13. SECURITY

Bentix uses reasonable administrative, physical, and technical safeguards designed to protect its website and systems. However, no internet-based system can be guaranteed to be completely secure or continuously available.

Users are responsible for maintaining appropriate security when interacting with Bentix online, including avoiding suspicious links, fraudulent accounts, impersonation attempts, and phishing communications.

14. FRAUDULENT WEBSITES AND IMPERSONATION

Users should access Bentix only through official websites and communication channels. Bentix is not responsible for unauthorized websites, social-media accounts, applications, or persons falsely representing themselves as Bentix.

Suspected fraudulent activity should be reported immediately through Bentix's official contact channels.

15. SERVICE AVAILABILITY

Bentix may temporarily suspend or restrict access to the website due to maintenance, security updates, infrastructure upgrades, technical failures, telecommunications failures, cyber incidents, government or regulatory requirements, or circumstances beyond Bentix's reasonable control.

Bentix may change, discontinue, replace, or update website features at any time.

16. DISCLAIMER

The website and its content are provided on an “as available” and “as is” basis to the extent permitted by applicable law.

Website content is not intended to constitute legal advice, financial advice, investment advice, tax advice, or regulatory advice. Users should obtain appropriate professional advice where necessary.

Nothing in these Terms excludes obligations that Bentix cannot legally exclude.

17. LIMITATION OF LIABILITY

To the extent permitted by applicable Philippine law, Bentix shall not be responsible for losses arising solely from temporary website unavailability, third-party websites, telecommunications failures, unauthorized external websites, malware originating outside Bentix-controlled systems, incorrect information supplied by users, or circumstances beyond Bentix's reasonable control.

Bentix shall remain responsible for its own acts and omissions where liability is imposed by applicable law. Nothing in these Terms limits or excludes rights or remedies that cannot legally be waived.

18. CHANGES TO THE WEBSITE

Bentix may modify website content, services described on the website, product information, layouts, features, links, or functionality at any time. The availability of a product or feature on the website does not guarantee permanent availability.

19. CHANGES TO THESE TERMS

Bentix may update these Terms to reflect changes in law, regulatory requirements, Bentix services, technology, security requirements, or legitimate business or operational requirements.

The latest version shall be published on this website together with the applicable effective or last-updated date. Continued use of the website after an updated version becomes effective constitutes acceptance to the extent permitted by law.

20. GOVERNING LAW

These Terms shall be governed by and interpreted in accordance with the laws of the Republic of the Philippines . Mandatory Philippine laws and regulations shall apply notwithstanding any provision of these Terms.

21. DISPUTE RESOLUTION

Users are encouraged to contact Bentix first regarding any issue relating to the website. Where a dispute cannot be resolved informally, applicable remedies under Philippine law shall remain available.

Nothing in these Terms prevents a person from exercising a statutory right or submitting a complaint to a competent government authority.

22. SEVERABILITY

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions shall remain valid and enforceable to the extent permitted by law.

23. NO WAIVER

Failure by Bentix to enforce any provision of these Terms shall not constitute a waiver of that provision or any other right.

24. CONTACT INFORMATION

25. EFFECTIVE DATE

These Website Terms of Use take effect on September 3, 2026 and shall remain effective until amended or replaced.